COUNTRY Financial vs William Penn Life Insurance
Comprehensive side-by-side comparison of indexed universal life insurance companies
COUNTRY Financial
Founded: 1925
Bloomington, Illinois
Assets
$12 billion
IUL Experience
5+ years
Products
1
Avg Cap Rate
9%
Key Strengths
Offers IUL products
COUNTRY Financial Indexed Universal Life with 100% participation rate, 0% floor
Forbes #1 life insurance provider ranking (2024)
William Penn Life Insurance
Founded: 1848
Allentown, Pennsylvania
Assets
$746 billion Legal & General consolidated
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A
Key Strengths
Does NOT offer IUL
Term and traditional UL only
Detailed Feature Comparison
| Feature | COUNTRY Financial | William Penn Life Insurance |
|---|---|---|
| Founded | 1925 | 1848 |
| Headquarters | Bloomington, Illinois | Allentown, Pennsylvania |
| Assets Under Management | $12 billion | $746 billion Legal & General consolidated |
| Years in IUL Business | 5+ years | 0+ years |
| Number of IUL Products | 1 | 0 |
| Typical Cap Rate Range | 8% - 10% | N/A - N/A |
| Participation Rates | 100% | N/A |
| Minimum Premium | $5,000 annual | N/A |
| Issue Ages | 0-85 years | N/A |
| Underwriting Speed | 2-4 weeks | N/A |