A+ Rated

Lincoln Financial Group

Leading provider of annuity solutions with 70+ years of experience

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Established

1905

Total Assets

$350 billion

Products

Experience

70+ years

Financial Strength Ratings

AM Best A+

S&P A+

Moody's A2

Fitch A+

About Lincoln Financial Group

Lincoln Financial Group has been providing quality annuity solutions for 70+ years with $350 billion in assets under management.

Fortune 200 company

Top 5 in annuity sales ($11.6B in 2024)

Leader in variable annuities

Innovative lifetime income solutions

Strong financial ratings

Annuity Types Offered

Variable Annuities

Fixed Indexed Annuities

Fixed Annuities

Immediate Annuities

Typical Rates & Fees

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Rates

Fixed Rate 5.0-5.5%

Indexed Caps 8-12%

Income Rider Rollup 6.5-7.5%

Fees

Annual Fee $40-50

Income Rider Fee 1.00-1.35%

Surrender Period 7-10 years

Company Details

Headquarters

Radnor, Pennsylvania

Founded

1905

Minimum Premium

$10,000

Issue Ages

0-85

Financial Ratings

AM Best A+

S&P A+

Moody's A2

Fitch A+

These ratings indicate excellent financial strength.

Annuity Products from Lincoln Financial Group

Explore our comprehensive range of annuity solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

Fixed Indexed Annuity

Lincoln OptiBlend

Accumulation

9 index options, trigger accounts, fixed account

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Fixed Indexed Annuity

Lincoln Level Pay

Income Focus

Guaranteed income

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Fixed Indexed Annuity

Lincoln OptiMax

Accumulation

Maximum growth potential

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Fixed Indexed Annuity

Lincoln ChoicePlus

Income Focus

Flexible income strategies

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Frequently Asked Questions

Lincoln Financial Group offers Variable Annuities, Fixed Indexed Annuities, Fixed Annuities, Immediate Annuities designed to meet various retirement income needs and goals.

Lincoln Financial Group maintains strong financial ratings with an AM Best rating of A+, indicating excellent financial stability and claims-paying ability.

The minimum premium for Lincoln Financial Group annuity products is typically $10,000, though this may vary by specific product and state regulations.