A++ Rated

New York Life Insurance Company

Leading provider of annuity solutions with 100+ years of experience

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Established

1845

Total Assets

$300 billion

Products

Experience

100+ years

Financial Strength Ratings

AM Best A++

S&P AA+

Moody's Aaa

Fitch AAA

About New York Life Insurance Company

New York Life Insurance Company has been providing quality annuity solutions for 100+ years with $300 billion in assets under management.

Highest possible ratings (A++/AAA)

180 years in business

Mutual company structure

Fortune 100 company

Market leader in immediate annuities

Strong dividend history

Annuity Types Offered

Fixed Annuities

Variable Annuities

Immediate Annuities

Deferred Income Annuities

Typical Rates & Fees

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Rates

Fixed Rate 3.95-4.55%

Indexed Caps N/A - no FIAs

Fees

Annual Fee $40-50

Income Rider Fee 1.00-1.30%

Surrender Period 3-10 years

Company Details

Headquarters

New York, New York

Founded

1845

Minimum Premium

$20,000

Issue Ages

0-85

Financial Ratings

AM Best A++

S&P AA+

Moody's Aaa

Fitch AAA

These ratings indicate excellent financial strength.

Annuity Products from New York Life Insurance Company

Explore our comprehensive range of annuity solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

Variable Annuity

New York Life Premier Variable Annuity

Accumulation

$5K minimum, 105% return guarantee

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Fixed Indexed Annuity

New York Life Guaranteed Future Income Annuity

Accumulation

Dividend-paying

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Fixed Indexed Annuity

New York Life Fixed Annuities

Protection

Guaranteed rates

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Immediate Annuity

New York Life Immediate Annuities

Accumulation

Top payout rates

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Frequently Asked Questions

New York Life Insurance Company offers Fixed Annuities, Variable Annuities, Immediate Annuities, Deferred Income Annuities designed to meet various retirement income needs and goals.

New York Life Insurance Company maintains strong financial ratings with an AM Best rating of A++, indicating excellent financial stability and claims-paying ability.

The minimum premium for New York Life Insurance Company annuity products is typically $20,000, though this may vary by specific product and state regulations.