A+ Rated

Protective Life Insurance Company

Leading provider of annuity solutions with 50+ years of experience

Established
1907
Total Assets
$110 billion
Products
8
Experience
50+ years
Financial Strength Ratings
AM Best A+
S&P AA-
Moody's A1
Fitch AA-

About Protective Life Insurance Company

Protective Life Insurance Company has been providing quality annuity solutions for 50+ years with $110 billion in assets under management.

118 years in business
Part of Dai-ichi Life (Japan)
$110B+ in assets
Strong FIA lineup
Competitive rates
Excellent financial strength

Annuity Types Offered

Fixed Indexed Annuities
Fixed Annuities
Variable Annuities

Typical Rates & Fees

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Rates

Fixed Rate 5.0-5.75%
Indexed Caps 9-12%
Income Rider Rollup 7.0-7.5%

Fees

Annual Fee $0
Income Rider Fee 1.00-1.25%
Surrender Period 7-10 years

Company Details

Headquarters
Birmingham, Alabama
Founded
1907
Minimum Premium
$10,000
Issue Ages
0-85

Annuity Products from Protective Life Insurance Company

Explore our comprehensive range of annuity solutions

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Fixed Indexed Annuity

Protective Fixed Annuities

Accumulation

Guaranteed growth
Fixed Indexed Annuity

Protective Fixed Index Annuities

Accumulation

Market participation
Variable Annuity

Protective Variable Annuities

Accumulation

Investment growth
Immediate Annuity

Protective Immediate Annuities

Income Focus

Income stream
Fixed Indexed Annuity

Protective Asset Protection Annuity

Protection

Principal protection

Frequently Asked Questions

Protective Life Insurance Company offers Fixed Indexed Annuities, Fixed Annuities, Variable Annuities designed to meet various retirement income needs and goals.

Protective Life Insurance Company maintains strong financial ratings with an AM Best rating of A+, indicating excellent financial stability and claims-paying ability.

The minimum premium for Protective Life Insurance Company annuity products is typically $10,000, though this may vary by specific product and state regulations.

Compare with Similar Companies

See how Protective Life Insurance Company compares to other leading annuity providers

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Experience 30+ years
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