A (Excellent) - upgraded from B++ in 2020 Rated

EQUITRUST LIFE INSURANCE COMPANY

Leading provider of annuity solutions with 22+ years of experience

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Established

1996

Total Assets

$27+ billion

Products

Experience

22+ years

Financial Strength Ratings

AM Best A (Excellent) - upgraded from B++ in 2020

S&P BBB+

Moody's Not rated

Fitch Not rated

About EQUITRUST LIFE INSURANCE COMPANY

EQUITRUST LIFE INSURANCE COMPANY has been providing quality annuity solutions for 22+ years with $27+ billion in assets under management.

Magic Johnson Enterprises controlling stake (2015)

Ward's 50 recognition (10 consecutive years through 2024)

$27.2B in assets, $3.3B annual premiums

Upgraded to A rating from AM Best (2020)

Focus on accumulation and income products

Innovative index-linked products launched

Annuity Types Offered

Fixed Indexed Annuities

Multi-Year Guaranteed Annuities

Typical Rates & Fees

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

Company Details

Headquarters

Des Moines, Iowa (Chicago office)

Founded

1996

Minimum Premium

$10,000

Issue Ages

0-85

Financial Ratings

AM Best A (Excellent) - upgraded from B++ in 2020

S&P BBB+

Moody's Not rated

Fitch Not rated

These ratings indicate excellent financial strength.

Annuity Products from EQUITRUST LIFE INSURANCE COMPANY

Explore our comprehensive range of annuity solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

Fixed Indexed Annuity

MarketTen Bonus Index

Accumulation

6% premium bonus (5 years)

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Fixed Indexed Annuity

MarketPower Bonus

Accumulation

10% premium bonus + multiple indexes

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Fixed Indexed Annuity

MarketValue Index

Accumulation

Growth-focused FIA

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Fixed Indexed Annuity

MarketSeven Index

Accumulation

7-year term

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Multi-Year Guaranteed Annuity

Certainty Select

Accumulation

MYGA (3, 5, 6, 8, 10-year terms)

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Fixed Indexed Annuity

ChoiceFour

Accumulation

One-year renewable rate (4 options)

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Fixed Indexed Annuity

Confidence Income

Accumulation

SPIA with flexible payouts

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Frequently Asked Questions

EQUITRUST LIFE INSURANCE COMPANY offers Fixed Indexed Annuities, Multi-Year Guaranteed Annuities designed to meet various retirement income needs and goals.

EQUITRUST LIFE INSURANCE COMPANY maintains strong financial ratings with an AM Best rating of A (Excellent) - upgraded from B++ in 2020, indicating excellent financial stability and claims-paying ability.

The minimum premium for EQUITRUST LIFE INSURANCE COMPANY annuity products is typically $10,000, though this may vary by specific product and state regulations.