Transamerica Premier Life Insurance vs Transamerica Life Insurance Company
Comprehensive side-by-side comparison of indexed universal life insurance companies
Transamerica Premier Life Insurance
Founded: 1906
Cedar Rapids, Iowa
Assets
$131 billion Aegon USA
IUL Experience
15+ years
Products
2
Avg Cap Rate
10.5%
Key Strengths
Transamerica subsidiary
Financial Foundation IUL II, Financial Choice IUL II
Issue ages 18-90
Transamerica Life Insurance Company
Founded: 1904
Cedar Rapids, Iowa
Assets
$223 billion in premiums in force; $29.5 billion AUM
IUL Experience
20+ years
Products
2
Avg Cap Rate
12.00%
Key Strengths
High cap rates (12% on flagship product)
Uncapped options with high participation rates
Superior living benefits offerings
12.5 million insurance policies in force
Over 120 years of history
Detailed Feature Comparison
| Feature | Transamerica Premier Life Insurance | Transamerica Life Insurance Company |
|---|---|---|
| Founded | 1906 | 1904 |
| Headquarters | Cedar Rapids, Iowa | Cedar Rapids, Iowa |
| Assets Under Management | $131 billion Aegon USA | $223 billion in premiums in force; $29.5 billion AUM |
| Years in IUL Business | 15+ years | 20+ years |
| Number of IUL Products | 2 | 2 |
| Typical Cap Rate Range | 9% - 12% | 9.50% - 14.00% |
| Participation Rates | 125% | 150% |
| Minimum Premium | $3,600 annual | $3,600 annual |
| Issue Ages | 18-90 years | 0-85 years |
| Underwriting Speed | 2-4 weeks | 2-4 weeks standard |