Standard Insurance Company vs Mutual of Omaha Insurance Company
Comprehensive side-by-side comparison of indexed universal life insurance companies
Standard Insurance Company
Founded: 1906
Portland, Oregon
Assets
$20 billion
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A
Key Strengths
Does NOT offer IUL
Focuses on group disability and employee benefits
7.5M customers
Mutual of Omaha Insurance Company
Founded: 1909
Omaha, Nebraska
Assets
$42 billion (Fortune 500)
IUL Experience
15+ years
Products
3
Avg Cap Rate
10%
Key Strengths
12% cap rates (among highest in industry)
Industry-leading policy structure for cash value growth
Streamlined fees during 0% floor years
Fortune 500 company
116+ years of history
Detailed Feature Comparison
| Feature | Standard Insurance Company | Mutual of Omaha Insurance Company |
|---|---|---|
| Founded | 1906 | 1909 |
| Headquarters | Portland, Oregon | Omaha, Nebraska |
| Assets Under Management | $20 billion | $42 billion (Fortune 500) |
| Years in IUL Business | 0+ years | 15+ years |
| Number of IUL Products | 0 | 3 |
| Typical Cap Rate Range | N/A - N/A | 7% - 12% |
| Participation Rates | N/A | 100% |
| Minimum Premium | N/A | $100,000 (IUL Express Easy Solve option) |
| Issue Ages | N/A | 0-85 years |
| Underwriting Speed | N/A | 2-3 weeks standard |