American General Life Insurance (Corebridge Financial) vs American National Insurance Company
Comprehensive side-by-side comparison of indexed universal life insurance companies
American General Life Insurance (Corebridge Financial)
Founded: 1926
Houston, Texas
Assets
$393 billion (Corebridge consolidated)
IUL Experience
15+ years
Products
3
Avg Cap Rate
9.5%
Key Strengths
4.4 million policyholders, $393B assets
18 duration options (most flexible in industry)
AU+ accelerated underwriting (60%+ qualify, some approved in 24 hours)
Strong high-risk underwriting history
Multiple index crediting with safeguards
American National Insurance Company
Founded: 1905
Galveston, Texas
Assets
$30 billion
IUL Experience
15+ years
Products
1
Avg Cap Rate
9.5%
Key Strengths
120+ year history
Newsweek: 'America's Most Trustworthy Companies'
Forbes: 'America's Best Insurance Companies'
82 consecutive years financial strength recognition
Operates in all 50 states
Detailed Feature Comparison
| Feature | American General Life Insurance (Corebridge Financial) | American National Insurance Company |
|---|---|---|
| Founded | 1926 | 1905 |
| Headquarters | Houston, Texas | Galveston, Texas |
| Assets Under Management | $393 billion (Corebridge consolidated) | $30 billion |
| Years in IUL Business | 15+ years | 15+ years |
| Number of IUL Products | 3 | 1 |
| Typical Cap Rate Range | 8% - 11% | 8% - 11% |
| Participation Rates | 115% | 110% |
| Minimum Premium | $5,000 annual | $5,000 annual |
| Issue Ages | 0-85 years | 0-85 years |
| Underwriting Speed | 24 hours to 4 weeks (60%+ qualify for accelerated) | 3-4 weeks standard |