American General Life Insurance (Corebridge Financial) vs Sagicor Life Insurance
Comprehensive side-by-side comparison of indexed universal life insurance companies
American General Life Insurance (Corebridge Financial)
Founded: 1926
Houston, Texas
Assets
$393 billion (Corebridge consolidated)
IUL Experience
15+ years
Products
3
Avg Cap Rate
9.5%
Key Strengths
4.4 million policyholders, $393B assets
18 duration options (most flexible in industry)
AU+ accelerated underwriting (60%+ qualify, some approved in 24 hours)
Strong high-risk underwriting history
Multiple index crediting with safeguards
Sagicor Life Insurance
Founded: 1840
Scottsdale, Arizona
Assets
$5.5 billion assets
IUL Experience
5+ years
Products
1
Avg Cap Rate
9%
Key Strengths
Offers Sage IUL
Accelewriting® instant decisions
No-exam up to $1M
Detailed Feature Comparison
| Feature | American General Life Insurance (Corebridge Financial) | Sagicor Life Insurance |
|---|---|---|
| Founded | 1926 | 1840 |
| Headquarters | Houston, Texas | Scottsdale, Arizona |
| Assets Under Management | $393 billion (Corebridge consolidated) | $5.5 billion assets |
| Years in IUL Business | 15+ years | 5+ years |
| Number of IUL Products | 3 | 1 |
| Typical Cap Rate Range | 8% - 11% | 8% - 10% |
| Participation Rates | 115% | 110% |
| Minimum Premium | $5,000 annual | $3,600 annual |
| Issue Ages | 0-85 years | 0-85 years |
| Underwriting Speed | 24 hours to 4 weeks (60%+ qualify for accelerated) | 1-2 minutes (Accelewriting) |