A+ Rated

Brighthouse Financial

Leading provider of annuity solutions with 8+ years of experience

Established
2017
Total Assets
$220 billion
Products
8
Experience
8+ years
Financial Strength Ratings
AM Best A+
S&P A+
Moody's A3
Fitch A

About Brighthouse Financial

Brighthouse Financial has been providing quality annuity solutions for 8+ years with $220 billion in assets under management.

Spun off from MetLife
$220B in assets
Strong RILA product lineup
Shield product innovation
Focus on retirement income

Annuity Types Offered

Variable Annuities
Fixed Indexed Annuities
RILAs

Typical Rates & Fees

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Rates

Fixed Rate 5.0-5.5%
Indexed Caps 8-12%
Income Rider Rollup 6.5-7.5%

Fees

Annual Fee $35-50
Income Rider Fee 1.00-1.35%
Surrender Period 6-10 years

Company Details

Headquarters
Charlotte, North Carolina
Founded
2017
Minimum Premium
$10,000
Issue Ages
0-85

Annuity Products from Brighthouse Financial

Explore our comprehensive range of annuity solutions

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Registered Index-Linked Annuity

Shield Annuities

Structured Growth

RILA with buffer protection (multiple versions)
Fixed Indexed Annuity

SmartGuard Plus

Accumulation

Index-linked universal life (2023)
Fixed Indexed Annuity

SmartCare

Accumulation

Hybrid life insurance/LTC
Fixed Indexed Annuity

Premier Accumulator Universal Life

Accumulation

No surrender charges
Fixed Indexed Annuity

Shield Level Pay

Income Focus

Guaranteed lifetime income

Frequently Asked Questions

Brighthouse Financial offers Variable Annuities, Fixed Indexed Annuities, RILAs designed to meet various retirement income needs and goals.

Brighthouse Financial maintains strong financial ratings with an AM Best rating of A+, indicating excellent financial stability and claims-paying ability.

The minimum premium for Brighthouse Financial annuity products is typically $10,000, though this may vary by specific product and state regulations.

Compare with Similar Companies

See how Brighthouse Financial compares to other leading annuity providers

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