A++ Rated

Massachusetts Mutual Life Insurance Company

Leading provider of annuity solutions with 50+ years of experience

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Established

1851

Total Assets

$280 billion

Products

Experience

50+ years

Financial Strength Ratings

AM Best A++

S&P AA+

Moody's Aa2

Fitch AA+

About Massachusetts Mutual Life Insurance Company

Massachusetts Mutual Life Insurance Company has been providing quality annuity solutions for 50+ years with $280 billion in assets under management.

174 years in business

Mutual company structure

$280B+ in assets

Comdex score: 98th percentile

#2 in J.D. Power Customer Satisfaction

Low complaint index (0.07)

Annuity Types Offered

Fixed Annuities

Variable Annuities

Fixed Indexed Annuities

Immediate Annuities

Typical Rates & Fees

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

Rates

Fixed Rate 4.05-4.60%

Indexed Caps 8-11%

Income Rider Rollup 6.5-7.5%

Fees

Annual Fee $0-40

Income Rider Fee 1.00-1.25%

Surrender Period 3-10 years

Company Details

Headquarters

Springfield, Massachusetts

Founded

1851

Minimum Premium

$10,000

Issue Ages

0-85

Financial Ratings

AM Best A++

S&P AA+

Moody's Aa2

Fitch AA+

These ratings indicate excellent financial strength.

Annuity Products from Massachusetts Mutual Life Insurance Company

Explore our comprehensive range of annuity solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

Fixed Indexed Annuity

Stable Voyage

Accumulation

Fixed deferred annuity (3, 4, or 5 years)

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Fixed Indexed Annuity

Premier Voyage

Accumulation

Fixed annuity with MVA (2-7 years, up to $2.5M)

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Immediate Annuity

RetireEase

Income Focus

Immediate income annuity (no fees)

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Deferred Income Annuity

RetireEase Choice

Income Focus

Deferred income annuity (pension-like)

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Variable Annuity

Envision

Accumulation

Variable annuity with growth potential

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Deferred Income Annuity

MassMutual Ascend

Accumulation

subsidiary products:

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Frequently Asked Questions

Massachusetts Mutual Life Insurance Company offers Fixed Annuities, Variable Annuities, Fixed Indexed Annuities, Immediate Annuities designed to meet various retirement income needs and goals.

Massachusetts Mutual Life Insurance Company maintains strong financial ratings with an AM Best rating of A++, indicating excellent financial stability and claims-paying ability.

The minimum premium for Massachusetts Mutual Life Insurance Company annuity products is typically $10,000, though this may vary by specific product and state regulations.