A+ Rated

OneAmerica Financial (American United Life)

Leading provider of annuity solutions with 60+ years of experience

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Established

1877

Total Assets

$40 billion

Products

Experience

60+ years

Financial Strength Ratings

AM Best A+

S&P AA-

Moody's A1

Fitch AA-

About OneAmerica Financial (American United Life)

OneAmerica Financial (American United Life) has been providing quality annuity solutions for 60+ years with $40 billion in assets under management.

148 years in business

Mutual holding company

Strong financial ratings

Comprehensive product line

Focus on retirement income

Annuity Types Offered

Fixed Indexed Annuities

Fixed Annuities

Variable Annuities

Immediate Annuities

Typical Rates & Fees

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Rates

Fixed Rate 5.0-5.5%

Indexed Caps 8-12%

Income Rider Rollup 6.5-7.5%

Fees

Annual Fee $35-50

Income Rider Fee 1.00-1.30%

Surrender Period 7-10 years

Company Details

Headquarters

Indianapolis, Indiana

Founded

1877

Minimum Premium

$10,000

Issue Ages

0-85

Financial Ratings

AM Best A+

S&P AA-

Moody's A1

Fitch AA-

These ratings indicate excellent financial strength.

Annuity Products from OneAmerica Financial (American United Life)

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Frequently Asked Questions

OneAmerica Financial (American United Life) offers Fixed Indexed Annuities, Fixed Annuities, Variable Annuities, Immediate Annuities designed to meet various retirement income needs and goals.

OneAmerica Financial (American United Life) maintains strong financial ratings with an AM Best rating of A+, indicating excellent financial stability and claims-paying ability.

The minimum premium for OneAmerica Financial (American United Life) annuity products is typically $10,000, though this may vary by specific product and state regulations.