Royal Neighbors of America vs Accordia Life

Comprehensive side-by-side comparison of indexed universal life insurance companies

Updated 2025
Independent Analysis
Professional Ratings

Royal Neighbors of America

Founded: 1895

Rock Island, Illinois

Financial Strength Ratings

AM Best A
Assets
$1 billion
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A

Key Strengths

Does NOT offer IUL
Fraternal benefit society with term/whole/UL but no IUL found
Visit Royal Neighbors of America Website →

Accordia Life

Founded: 1962

Des Moines, Iowa

Financial Strength Ratings

AM Best A
S&P A-
Moody's A2
Assets
$8 billion
IUL Experience
8+ years
Products
3
Avg Cap Rate
9%

Key Strengths

Offers 3+ IUL products
Lifetime Builder IUL, Provider IUL, Survivorship Builder IUL, Global Accumulator
Global Atlantic (KKR-owned) parent
Visit Accordia Life Website →

Detailed Feature Comparison

Feature Royal Neighbors of America Accordia Life
Founded 1895 1962
Headquarters Rock Island, Illinois Des Moines, Iowa
Assets Under Management $1 billion $8 billion
Years in IUL Business 0+ years 8+ years
Number of IUL Products 0 3
Typical Cap Rate Range N/A - N/A 8% - 10%
Participation Rates N/A 110%
Minimum Premium N/A $5,000 annual
Issue Ages N/A 0-85 years
Underwriting Speed N/A 2-4 weeks

Accordia Life IUL Policies

Lifetime Builder IUL

Cap Rate: 8% to 10%

Floor: 0%

Compare this policy →

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