Transamerica Premier Life Insurance vs Mutual of Omaha Insurance Company
Comprehensive side-by-side comparison of indexed universal life insurance companies
Transamerica Premier Life Insurance
Founded: 1906
Cedar Rapids, Iowa
Assets
$131 billion Aegon USA
IUL Experience
15+ years
Products
2
Avg Cap Rate
10.5%
Key Strengths
Transamerica subsidiary
Financial Foundation IUL II, Financial Choice IUL II
Issue ages 18-90
Mutual of Omaha Insurance Company
Founded: 1909
Omaha, Nebraska
Assets
$42 billion (Fortune 500)
IUL Experience
15+ years
Products
3
Avg Cap Rate
10%
Key Strengths
12% cap rates (among highest in industry)
Industry-leading policy structure for cash value growth
Streamlined fees during 0% floor years
Fortune 500 company
116+ years of history
Detailed Feature Comparison
| Feature | Transamerica Premier Life Insurance | Mutual of Omaha Insurance Company |
|---|---|---|
| Founded | 1906 | 1909 |
| Headquarters | Cedar Rapids, Iowa | Omaha, Nebraska |
| Assets Under Management | $131 billion Aegon USA | $42 billion (Fortune 500) |
| Years in IUL Business | 15+ years | 15+ years |
| Number of IUL Products | 2 | 3 |
| Typical Cap Rate Range | 9% - 12% | 7% - 12% |
| Participation Rates | 125% | 100% |
| Minimum Premium | $3,600 annual | $100,000 (IUL Express Easy Solve option) |
| Issue Ages | 18-90 years | 0-85 years |
| Underwriting Speed | 2-4 weeks | 2-3 weeks standard |