United States Life Insurance (Corebridge) vs American General Life Insurance (Corebridge Financial)

Comprehensive side-by-side comparison of indexed universal life insurance companies

Updated 2025
Independent Analysis
Professional Ratings

United States Life Insurance (Corebridge)

Founded: 1850

New York, NY

Financial Strength Ratings

AM Best A
Assets
$393 billion consolidated
IUL Experience
10+ years
Products
2
Avg Cap Rate
9%

Key Strengths

Offers Max Accumulator+, Value+ Protector IUL
Agile Underwriting+ 24-48 hours
Visit United States Life Insurance (Corebridge) Website →

American General Life Insurance (Corebridge Financial)

Founded: 1926

Houston, Texas

Financial Strength Ratings

AM Best A
S&P A-
Moody's A3
Assets
$393 billion (Corebridge consolidated)
IUL Experience
15+ years
Products
3
Avg Cap Rate
9.5%

Key Strengths

4.4 million policyholders, $393B assets
18 duration options (most flexible in industry)
AU+ accelerated underwriting (60%+ qualify, some approved in 24 hours)
Strong high-risk underwriting history
Multiple index crediting with safeguards
Visit American General Life Insurance (Corebridge Financial) Website →

Detailed Feature Comparison

Feature United States Life Insurance (Corebridge) American General Life Insurance (Corebridge Financial)
Founded 1850 1926
Headquarters New York, NY Houston, Texas
Assets Under Management $393 billion consolidated $393 billion (Corebridge consolidated)
Years in IUL Business 10+ years 15+ years
Number of IUL Products 2 3
Typical Cap Rate Range 8% - 10% 8% - 11%
Participation Rates 110% 115%
Minimum Premium $5,000 annual $5,000 annual
Issue Ages 0-85 years 0-85 years
Underwriting Speed 24-48 hours accelerated 24 hours to 4 weeks (60%+ qualify for accelerated)

United States Life Insurance (Corebridge) IUL Policies

Max Accumulator+

Cap Rate: 8% to 10%

Floor: 0%

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Value+ Protector IUL

Cap Rate: 8% to 10%

Floor: 0%

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American General Life Insurance (Corebridge Financial) IUL Policies

Max Accumulator+ IUL

Cap Rate: 8% to 11%

Floor: 0%

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AG Extend IUL

Cap Rate: 8% to 10%

Floor: 0%

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Value+ Protector IUL

Cap Rate: 8% to 10%

Floor: 0%

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American General Life Insurance (Corebridge Financial)

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American National Insurance Company

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American National Insurance Company

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F&G (Fidelity & Guaranty Life)

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