Indexed Universal Life Insurance Hub
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IUL Insurance Companies
Explore detailed reviews and ratings for 50 leading IUL insurance providers
Allianz Life Insurance Company of North America
Founded: 1896
AM Best Rating: A+
AUM: $125 billion
American General Life Insurance (Corebridge Financial)
Founded: 1926
AM Best Rating: A
AUM: $393 billion (Corebridge consolidated)
American National Insurance Company
Founded: 1905
AM Best Rating: A
AUM: $30 billion
Columbus Life
Founded: 1906
AM Best Rating: A+
AUM: $45 billion group assets (Western & Southern)
Ethos Life
Founded: 2016
AM Best Rating: Not rated directly
AUM: Insurance agency (not carrier)
F&G (Fidelity & Guaranty Life)
Founded: 1959
AM Best Rating: A
AUM: $40 billion
Foresters Financial
Founded: 1874
AM Best Rating: A
AUM: $2.6+ billion AUM; RBC Ratio: 451%
Gerber Life Insurance
Founded: 1967
AM Best Rating: A
AUM: $52 billion+ in force (Western & Southern)
Guardian Life
Founded: 1860
AM Best Rating: A++
AUM: $1.6 billion dividend allocation 2025
John Hancock Life Insurance Company (U.S.A.)
Founded: 1862
AM Best Rating: A+
AUM: Part of Manulife with CA$1.4 trillion AUM
Lincoln Financial (The Lincoln National Life Insurance Company)
Founded: 1905
AM Best Rating: A+
AUM: $321 billion in end-of-period account balances
MassMutual
Founded: 1851
AM Best Rating: A++
AUM: $950 billion+ life protection in force
Midland National Life Insurance Company
Founded: 1906
AM Best Rating: A+
AUM: $55 billion
Minnesota Life Insurance (Securian)
Founded: 1880
AM Best Rating: A+
AUM: $5.5 billion+ assets
Mutual Trust Life Insurance
Founded: 1905
AM Best Rating: A+
AUM: $3 billion (Pan-American)
Mutual of Omaha Insurance Company
Founded: 1909
AM Best Rating: A+
AUM: $42 billion (Fortune 500)
Nationwide Life Insurance Company
Founded: 1929
AM Best Rating: A+
AUM: $140 billion
North American Company for Life and Health Insurance
Founded: 1886
AM Best Rating: A+
AUM: $35 billion
Ohio National Financial Services
Founded: 1909
AM Best Rating: A
AUM: $40.8 billion
Pacific Life & Annuity Company
Founded: 1983
AM Best Rating: A+
AUM: $69 billion assets
Penn Mutual Life Insurance Company
Founded: 1847
AM Best Rating: A+
AUM: $39.3 billion
Principal Financial Group
Founded: 1879
AM Best Rating: A+
AUM: $629 billion+ AUM
Protective Life Insurance Company
Founded: 1907
AM Best Rating: A+
AUM: $120 billion
Pruco Life Insurance Company of New Jersey
Founded: 1982
AM Best Rating: A+
AUM: $1.5 trillion Prudential consolidated
Prudential (Pruco Life Insurance Company)
Founded: 1875
AM Best Rating: A+
AUM: $1.7 trillion AUM; $4 trillion gross life insurance in force worldwide
SBLI (Savings Bank Life Insurance)
Founded: 1907
AM Best Rating: A
AUM: $4 billion+ assets
Sagicor Life Insurance
Founded: 1840
AM Best Rating: A-
AUM: $5.5 billion assets
Securian Financial (Minnesota Life)
Founded: 1880
AM Best Rating: A+
AUM: $5.5 billion+
Symetra Life Insurance Company
Founded: 1957
AM Best Rating: A
AUM: $58+ billion
Transamerica Life Insurance Company
Founded: 1904
AM Best Rating: A+
AUM: $223 billion in premiums in force; $29.5 billion AUM
Transamerica Premier Life Insurance
Founded: 1906
AM Best Rating: A/A+
AUM: $131 billion Aegon USA
United States Life Insurance (Corebridge)
Founded: 1850
AM Best Rating: A
AUM: $393 billion consolidated
William Penn Life Insurance
Founded: 1848
AM Best Rating: A+
AUM: $746 billion Legal & General consolidated
IUL Policies
Compare 60 indexed universal life insurance policies from top providers
Nationwide Indexed UL Accumulator II 2020
Type: Indexed Universal Life
Launched: 2020
Nationwide Indexed UL Protector II 2020
Type: Indexed Universal Life - Protection Focus
Launched: 2020
Protector IUL
Type: Indexed Universal Life - Death Benefit Focus
Launched: 2023
Survivorship Plus Indexed Universal Life
Type: Survivorship Indexed Universal Life
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