Instant decisions 1-2 min

Sagicor Life Insurance

Financial Strength A-
IUL Experience 5 years
Policy Portfolio 1 products

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Founded

1840

Assets

$5.5 billion assets

AM Best

A-

Participating

110%

Financial Strength Ratings

AM Best A-

S&P Not disclosed

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 10% | Current average: 9%

Participation Rates

Min: 100% | Max: 120% | Current average: 110%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About Sagicor Life Insurance

Offers Sage IUL

Accelewriting® instant decisions

No-exam up to $1M

Company Profile

Headquarters

Scottsdale, Arizona

Founded

1840

Years in IUL

5 years

Assets Under Management

$5.5 billion assets

Minimum Premium

$3,600 annual

Issue Ages

0-85 years

Underwriting Speed

1-2 minutes (Accelewriting)

Website

www.sagicorlifeusa.com

Financial Ratings

AM Best A-

S&P Not disclosed

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Sagicor Life Insurance

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Sage IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 10%

Floor Protection 0%%

Participation Varies: 100% to 120%

Minimum Premium $3,600 annual

Issue Ages 0-85

Fastest underwriting: 1-2 minutes
No-exam up to $1M
0% guaranteed floor
Index options: S&P 500, Nasdaq 100, DJIA...

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Personalized Planning

Map Out Your Sagicor Life Insurance Strategy

Partner with fiduciary-aligned specialists to benchmark Sagicor Life Insurance against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

Speak with an Advisor Compare All Carriers Request Custom Illustration

Response within one business day

Frequently Asked Questions

Sagicor Life Insurance currently offers 1 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Sagicor Life Insurance maintains strong independent ratings including AM Best A-, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Instant decisions 1-2 min | No-exam up to $1M