Exclusive Index Rate Lock feature

Allianz Life Insurance Company of North America

Financial Strength A+
IUL Experience 28 years
Policy Portfolio 2 products

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Founded

1896

Assets

$125 billion

AM Best

A+

Participating

110%

Financial Strength Ratings

AM Best A+

S&P AA

Moody's Aa3

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 10% | Current average: 9%

Participation Rates

Min: 100% | Max: Above 100% on uncapped options | Current average: 110%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About Allianz Life Insurance Company of North America

Exclusive Index Rate Lock feature (unique to Allianz)

40% multiplier bonus available

5% guaranteed index loan rate

Multiple uncapped index crediting options

Free chronic and terminal illness benefits

Part of Allianz SE with 85+ million customers worldwide

Forecast technology for optimized index allocation

Company Profile

Headquarters

Minneapolis, Minnesota

Founded

1896

Years in IUL

28 years

Assets Under Management

$125 billion

Minimum Premium

$5,000 annual

Issue Ages

25-65 for accelerated underwriting (up to $3M without medical exam)

Underwriting Speed

2-3 weeks standard, accelerated available

Website

www.allianzlife.com

Financial Ratings

AM Best A+

S&P AA

Moody's Aa3

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Allianz Life Insurance Company of North America

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Allianz Life Accumulator IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: Up to 10%

Floor Protection 0%%

Participation Uncapped options: Above 100%

Minimum Premium $5,000 annual

Issue Ages 25-65 (accelerated underwriting up to $3M)

Exclusive Index Rate Lock feature
40% multiplier bonus available
5% guaranteed index loan rate
Index options: Bloomberg US Dynamic Balance, PIMCO Tactical Balanced, S&P 500...

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IUL Policy

Allianz Life Pro+ IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 10%

Floor Protection 0%%

Minimum Premium $5,000 annual

Issue Ages 25-65

Part of Allianz product family
Index Rate Lock available
Index options: Over 10 index strategies

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Personalized Planning

Map Out Your Allianz Life Insurance Company of North America Strategy

Partner with fiduciary-aligned specialists to benchmark Allianz Life Insurance Company of North America against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Response within one business day

Frequently Asked Questions

Allianz Life Insurance Company of North America currently offers 2 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Allianz Life Insurance Company of North America maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Exclusive Index Rate Lock feature | Over 10 crediting strategies including Bloomberg US Dynamic Balance, PIMCO Tactical Balanced | 40% multiplier bonus | 5% guaranteed index loan rate | Leading FIA provider globally