Lincoln WealthBuilder IUL (NEW - March 2025)

Lincoln Financial (The Lincoln National Life Insurance Company)

Financial Strength A+
IUL Experience 20 years
Policy Portfolio 6 products

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Founded

1905

Assets

$321 billion in end-of-period account balances

AM Best

A+

Participating

105%

Financial Strength Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 9.50% | Max: 10.50% | Current average: 10.00%

Participation Rates

Min: 100% | Max: 110% | Current average: 105%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About Lincoln Financial (The Lincoln National Life Insurance Company)

NEW Elite Indexed Universal Life Portfolio (2025)

New Multiplier Riders for enhanced performance

Dual IUL designs for different optimization approaches

120-year-old company

Serves 17 million customers

Conservative management approach

Company Profile

Headquarters

Radnor, Pennsylvania

Founded

1905

Years in IUL

20 years

Assets Under Management

$321 billion in end-of-period account balances

Minimum Premium

$5,000 annual

Issue Ages

0-85 years

Underwriting Speed

2-4 weeks standard

Website

www.lincolnfinancial.com

Financial Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Lincoln Financial (The Lincoln National Life Insurance Company)

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Lincoln WealthBuilder IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 9.50% to 10.50%

Floor Protection 0%%

Minimum Premium $5,000 annual

Issue Ages 0-85

NEW product launched March 2025
Elite Indexed Universal Life Portfolio
New Multiplier Riders
Index options: S&P 500, S&P 500 Dynamic Intraday TCA Index, S&P 500 Daily Risk Control 10%

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IUL Policy

WealthAccumulator 2 IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Standard: 10.50%

Floor Protection 0%%

Minimum Premium $5,000 annual

Issue Ages 0-85

10.50% cap
Dual IUL design for optimization
Index options: S&P 500, Multiple index options

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IUL Policy

WealthPreserve 2 IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Standard: 10.50%

Floor Protection 0%%

Minimum Premium $5,000 annual

Issue Ages 0-85

10.50% cap
Preservation-focused design
Index options: S&P 500, Multiple options

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Personalized Planning

Map Out Your Lincoln Financial (The Lincoln National Life Insurance Company) Strategy

Partner with fiduciary-aligned specialists to benchmark Lincoln Financial (The Lincoln National Life Insurance Company) against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Response within one business day

Frequently Asked Questions

Lincoln Financial (The Lincoln National Life Insurance Company) currently offers 6 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Lincoln Financial (The Lincoln National Life Insurance Company) maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Lincoln WealthBuilder IUL (NEW - March 2025) | WealthAccumulator 2 IUL: 10.50% | WealthPreserve 2 IUL: 10.50% | WealthAccelerate IUL: 9.50%