Income Advantage IUL: 10.00% (S&P 500 100% participation)

Mutual of Omaha Insurance Company

Financial Strength A+
IUL Experience 15 years
Policy Portfolio 3 products

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Founded

1909

Assets

$42 billion (Fortune 500)

AM Best

A+

Participating

100%

Financial Strength Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 7% | Max: 12% | Current average: 10%

Participation Rates

Min: 50% | Max: 185% | Current average: 100%

Typical Fees

Coi range: Low during 0% floor years | Admin fee: Standard | Premium load: Standard

About Mutual of Omaha Insurance Company

12% cap rates (among highest in industry)

Industry-leading policy structure for cash value growth

Streamlined fees during 0% floor years

Fortune 500 company

116+ years of history

Mutual structure - policyholder-owned

Famous Wild Kingdom brand recognition

Company Profile

Headquarters

Omaha, Nebraska

Founded

1909

Years in IUL

15 years

Assets Under Management

$42 billion (Fortune 500)

Minimum Premium

$100,000 (IUL Express Easy Solve option)

Issue Ages

0-85 years

Underwriting Speed

2-3 weeks standard

Website

www.mutualofomaha.com

Financial Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Mutual of Omaha Insurance Company

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Income Advantage IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Sp500 100 participation: 10.00% | Sp500 140 participation: 7% | Iul express: 9.25% | Life protection advantage: 8.50%

Floor Protection 0%%

Participation Sp500 uncapped: 50% to 60% | Bofa us agility: 185% uncapped

Minimum Premium $100,000 (IUL Express Easy Solve)

Issue Ages 0-85

12% cap rates (among highest)
185% uncapped participation available
Streamlined fees during 0% floor years
Index options: S&P 500 (100% participation), S&P 500 (140% participation), BofA US Agility Index

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Personalized Planning

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Partner with fiduciary-aligned specialists to benchmark Mutual of Omaha Insurance Company against other carriers and design an IUL strategy around your goals.

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Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Frequently Asked Questions

Mutual of Omaha Insurance Company currently offers 3 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Mutual of Omaha Insurance Company maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Income Advantage IUL: 10.00% (S&P 500 100% participation) | IUL Express: 9.25% | Life Protection Advantage: 8.50% | S&P 500 140% Participation: 7% cap | BofA US Agility Index: Uncapped with 185% participation