Builder Plus IUL 2

North American Company for Life and Health Insurance

Financial Strength A+
IUL Experience 20 years
Policy Portfolio 4 products

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Founded

1886

Assets

$35 billion

AM Best

A+

Participating

100%

Financial Strength Ratings

AM Best A+

S&P A+

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 10% | Max: 11% | Current average: 11%

Participation Rates

Min: 100% | Max: 100% | Current average: 100%

Typical Fees

Coi range: Competitive | Admin fee: Standard | Premium load: Standard

About North American Company for Life and Health Insurance

Superior crediting performance (#1 in distribution testing)

Fixed Interest Participating Policy Loans with 2.0% bonus

Protected Death Benefit - unique guaranteed portion feature

Free acceleration of death benefits for critical/chronic/terminal illness

Over 600,000 policies and annuities

Over $120 billion life insurance in force

Privately owned - long-term focus

Comdex Score of 89

138+ years of history

Company Profile

Headquarters

West Des Moines, Iowa (new HQ 2021); Sioux Falls, SD (also listed)

Founded

1886

Years in IUL

20 years

Assets Under Management

$35 billion

Minimum Premium

$5,000 annual

Issue Ages

0-85 years

Underwriting Speed

2-4 weeks standard

Website

www.northamericancompany.com

Financial Ratings

AM Best A+

S&P A+

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from North American Company for Life and Health Insurance

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Builder Plus IUL 2

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Standard: Up to 11% with 100% participation

Floor Protection 0%%

Participation Standard: 100%

Minimum Premium $5,000 annual

Issue Ages 0-85

Superior crediting performance (#1 in distribution testing)
Fixed Interest Participating Policy Loans with 2.0% bonus
Protected Death Benefit feature
Index options: S&P 500 Annual Point-to-Point, Fidelity Multifactor Yield Index (with bonuses)

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IUL Policy

Accumulation Builder IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 10% to 11%

Floor Protection 0%%

Participation Standard: 100%

Minimum Premium $5,000 annual

Issue Ages 0-85

Accumulation focus
2.0% policy loan bonus
Index options: S&P 500, Fidelity Multifactor Yield Index

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Personalized Planning

Map Out Your North American Company for Life and Health Insurance Strategy

Partner with fiduciary-aligned specialists to benchmark North American Company for Life and Health Insurance against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Frequently Asked Questions

North American Company for Life and Health Insurance currently offers 4 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

North American Company for Life and Health Insurance maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.