Signature Performance IUL (launched February 2020, enhanced 2021)

American National Insurance Company

  • Financial Strength A
  • IUL Experience 15 years
  • Policy Portfolio 1 products
Founded
1905
Assets
$30 billion
AM Best
A
Participating
110%
Financial Strength Ratings
AM Best A
S&P A
Moody's Not disclosed

Product Benchmarks

Typical Cap Range
Min: 8% | Max: 11% | Current average: 9.5%
Participation Rates
Min: 100% | Max: 120% | Current average: 110%
Typical Fees
Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About American National Insurance Company

120+ year history
Newsweek: 'America's Most Trustworthy Companies'
Forbes: 'America's Best Insurance Companies'
82 consecutive years financial strength recognition
Operates in all 50 states
Broad product portfolio

Company Profile

Headquarters
Galveston, Texas
Founded
1905
Years in IUL
15 years
Assets Under Management
$30 billion
Minimum Premium
$5,000 annual
Issue Ages
0-85 years
Underwriting Speed
3-4 weeks standard

IUL Policies from American National Insurance Company

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Signature Performance IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 11%
Floor Protection 0%%
Participation Varies: 100% to 120%
Minimum Premium $5,000 annual
Issue Ages 0-85
  • 120+ year history
  • Newsweek: 'America's Most Trustworthy'
  • Forbes: 'America's Best Insurance'
  • Index options: S&P 500, S&P MARC 5% (low volatility), Nasdaq-100...
Personalized Planning

Map Out Your American National Insurance Company Strategy

Partner with fiduciary-aligned specialists to benchmark American National Insurance Company against other carriers and design an IUL strategy around your goals.

  • Carrier benchmarking with transparent fee and rider analysis
  • Custom illustrations tailored to your cash-flow and retirement timeline
  • Step-by-step implementation with ongoing performance reviews

Frequently Asked Questions

American National Insurance Company currently offers 1 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

American National Insurance Company maintains strong independent ratings including AM Best A, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Signature Performance IUL (launched February 2020, enhanced 2021) | Uncapped strategy with spread available | Four indexed strategies with built-in 0% floor

Compare with Similar Companies

See how American National Insurance Company compares to other leading IUL providers

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

AM Best Rating Not rated directly
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Established 2016
AM Best Rating A/A+
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Established 1906
AM Best Rating A-
IUL Policies 1 Products
Established 1840
AM Best Rating A-
IUL Policies 2 Products
Established 1895
AM Best Rating A-
IUL Policies 5 Products
Established 1991
AM Best Rating A++
Established 1857

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