Bank on Yourself strategies

Mutual Trust Life Insurance

Financial Strength A+
IUL Experience 3 years
Policy Portfolio 1 products

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Founded

1905

Assets

$3 billion (Pan-American)

AM Best

A+

Participating

110%

Financial Strength Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 10% | Current average: 9%

Participation Rates

Min: 100% | Max: 120% | Current average: 110%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About Mutual Trust Life Insurance

Offers Vista Life IUL (launched 2024)

Known for Bank on Yourself strategies

120 years

Company Profile

Headquarters

Oak Brook, Illinois

Founded

1905

Years in IUL

3 years

Assets Under Management

$3 billion (Pan-American)

Minimum Premium

$5,000 annual

Issue Ages

0-85 years

Underwriting Speed

2-4 weeks

Website

www.mutualtrust.com

Financial Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Mutual Trust Life Insurance

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Vista Life IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 10%

Floor Protection 0%%

Participation Varies: 100% to 120%

Minimum Premium $5,000 annual

Issue Ages 0-85

NEW launched 2024
Known for Bank on Yourself strategies
120 years history
Index options: S&P 500, Multiple strategies

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Personalized Planning

Map Out Your Mutual Trust Life Insurance Strategy

Partner with fiduciary-aligned specialists to benchmark Mutual Trust Life Insurance against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Response within one business day

Frequently Asked Questions

Mutual Trust Life Insurance currently offers 1 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Mutual Trust Life Insurance maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Bank on Yourself strategies