Group/workplace focus

Voya Financial

  • Financial Strength A-
  • IUL Experience 5 years
  • Policy Portfolio 5 products
Founded
1991
Assets
$458 billion+ AUM
AM Best
A-
Participating
110%
Financial Strength Ratings
AM Best A-
S&P A+
Moody's A2

Product Benchmarks

Typical Cap Range
Min: 8% | Max: 10% | Current average: 9%
Participation Rates
Min: 100% | Max: 120% | Current average: 110%
Typical Fees
Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About Voya Financial

Offers 5 IUL products
NOTE: Individual sales discontinued 2019-2020; primarily group/workplace only
Orange Pass accelerated underwriting

Company Profile

Headquarters
New York, NY
Founded
1991
Years in IUL
5 years
Assets Under Management
$458 billion+ AUM
Minimum Premium
$5,000 annual
Issue Ages
0-85 years
Underwriting Speed
Orange Pass: 5 business days

IUL Policies from Voya Financial

Explore comprehensive Indexed Universal Life insurance solutions

Detailed policy information will be available soon.
Personalized Planning

Map Out Your Voya Financial Strategy

Partner with fiduciary-aligned specialists to benchmark Voya Financial against other carriers and design an IUL strategy around your goals.

  • Carrier benchmarking with transparent fee and rider analysis
  • Custom illustrations tailored to your cash-flow and retirement timeline
  • Step-by-step implementation with ongoing performance reviews

Frequently Asked Questions

Voya Financial currently offers 5 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Voya Financial maintains strong independent ratings including AM Best A-, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Group/workplace focus | Individual sales discontinued

Compare with Similar Companies

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