Accumulation Builder Flex IUL

Offered by Penn Mutual Life Insurance Company

Cap Rate
9% to 13%
Floor Rate
0%
Index Options
2

Policy Overview

Policy Specifications

Cap Rate 9% to 13%
Floor Rate 0%
Participation Rate 100% to 140%
Issue Ages 0-80
Minimum Premium $3,600 annual

Key Features

  • 175+ year mutual company history
  • Record $265 million dividends (2025)
  • Contractually locked 6% policy loan rate
  • Guaranteed 1% minimum interest growth
  • Comdex 92
  • Paid dividends during Great Depression

Index Options

S&P 500

Track market performance with this index strategy

Multiple index strategies

Track market performance with this index strategy

Provider Information

Penn Mutual Life Insurance Company

AM Best: A+

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