SMART Universal Life
Offered by Foresters Financial
Cap Rate
7% to 10%
Floor Rate
0%
Index Options
2
Policy Overview
Policy Specifications
| Cap Rate | 7% to 10% |
|---|---|
| Floor Rate | 0% |
| Participation Rate | 100% to 120% |
| Issue Ages | 0-85 |
| Minimum Premium | $3,600 annual |
Key Features
- 150+ year history
- Fraternal benefit society benefits
- Member scholarships and grants
- $31.2M social good impact (2023)
- Diabetes-friendly underwriting
Index Options
S&P 500
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Multiple strategies
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Provider Information
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