Rapid issue option

Columbus Life

Financial Strength A+
IUL Experience 10 years
Policy Portfolio 3 products

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Founded

1906

Assets

$45 billion group assets (Western & Southern)

AM Best

A+

Participating

110%

Financial Strength Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 10% | Current average: 9%

Participation Rates

Min: 100% | Max: 120% | Current average: 110%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About Columbus Life

Offers 3+ IUL products

Indexed Explorer Plus, Indexed Explorer Now (rapid issue), Expedition SIUL (survivorship)

Company Profile

Headquarters

Cincinnati, Ohio

Founded

1906

Years in IUL

10 years

Assets Under Management

$45 billion group assets (Western & Southern)

Minimum Premium

$5,000 annual

Issue Ages

0-85 years

Underwriting Speed

2-4 weeks standard, rapid issue available

Website

www.columbuslife.com

Financial Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Columbus Life

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Indexed Explorer Plus

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 10%

Floor Protection 0%%

Participation Varies: 100% to 120%

Minimum Premium $5,000 annual

Issue Ages 0-85

Western & Southern Financial backing
$45B group assets
Rapid issue available
Index options: S&P 500, Multiple strategies

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IUL Policy

Indexed Explorer Now

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 10%

Floor Protection 0%%

Minimum Premium $5,000 annual

Issue Ages 0-85

Fast underwriting and issue
Western & Southern backing
Index options: S&P 500

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IUL Policy

Expedition SIUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 10%

Floor Protection 0%%

Minimum Premium $5,000 annual

Issue Ages 0-85

Estate planning focus
Survivorship design
Index options: S&P 500, Multiple options

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Personalized Planning

Map Out Your Columbus Life Strategy

Partner with fiduciary-aligned specialists to benchmark Columbus Life against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

Speak with an Advisor Compare All Carriers Request Custom Illustration

Response within one business day

Frequently Asked Questions

Columbus Life currently offers 3 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Columbus Life maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Rapid issue option | Western & Southern backing