100% participation, 0% floor

COUNTRY Financial

Financial Strength A+
IUL Experience 5 years
Policy Portfolio 1 products

Compare IUL Policies Schedule Strategy Call

Founded

1925

Assets

$12 billion

AM Best

A+

Participating

100%

Financial Strength Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 10% | Current average: 9%

Participation Rates

Min: 100% | Max: 100% | Current average: 100%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About COUNTRY Financial

Offers IUL products

COUNTRY Financial Indexed Universal Life with 100% participation rate, 0% floor

Forbes #1 life insurance provider ranking (2024)

Company Profile

Headquarters

Bloomington, Illinois

Founded

1925

Years in IUL

5 years

Assets Under Management

$12 billion

Minimum Premium

$5,000 annual

Issue Ages

0-85 years

Underwriting Speed

2-4 weeks

Website

www.countryfinancial.com

Financial Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from COUNTRY Financial

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

COUNTRY Financial Indexed Universal Life

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 10%

Floor Protection 0%%

Participation Standard: 100%

Minimum Premium $5,000 annual

Issue Ages 0-85

Forbes #1 life insurance provider (2024)
100% participation rate
0% floor
Index options: S&P 500

View Full Details

Personalized Planning

Map Out Your COUNTRY Financial Strategy

Partner with fiduciary-aligned specialists to benchmark COUNTRY Financial against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

Speak with an Advisor Compare All Carriers Request Custom Illustration

Response within one business day

Frequently Asked Questions

COUNTRY Financial currently offers 1 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

COUNTRY Financial maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.

100% participation, 0% floor | Forbes ranking