F&G Pathsetter IUL (top-selling)

F&G (Fidelity & Guaranty Life)

Financial Strength A
IUL Experience 10 years
Policy Portfolio 2 products

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Founded

1959

Assets

$40 billion

AM Best

Participating

115%

Financial Strength Ratings

AM Best A

S&P A-

Moody's A3

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 11% | Current average: 9.5%

Participation Rates

Min: 100% | Max: 130% | Current average: 115%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About F&G (Fidelity & Guaranty Life)

LIMRA Q2 2024: Top IUL provider ranking

Competitive historical performance

Quick policy delivery

Juvenile IUL specialty (15 days to 17 years)

Living benefits: accelerated death benefits

'Life insurance for the living' concept

Company Profile

Headquarters

Des Moines, Iowa

Founded

1959

Years in IUL

10 years

Assets Under Management

$40 billion

Minimum Premium

$3,600 annual

Issue Ages

15 days to 85 years

Underwriting Speed

Some immediate delivery or within 24 hours

Website

www.fglife.com

Financial Ratings

AM Best A

S&P A-

Moody's A3

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from F&G (Fidelity & Guaranty Life)

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

F&G Pathsetter IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 11%

Floor Protection 0%%

Participation Varies: 100% to 130%

Minimum Premium $3,600 annual

Issue Ages 15 days to 85 years

Top-selling F&G product
LIMRA Q2 2024: Top IUL provider ranking
Quick policy delivery
Index options: S&P 500, Barclays indices, Proprietary strategies

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IUL Policy

F&G Everlast IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 11%

Floor Protection 0%%

Participation Varies: 100% to 130%

Minimum Premium $3,600 annual

Issue Ages 15 days to 85 years

Quick delivery
0% floor guarantees
Index options: S&P 500, Barclays strategies

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Personalized Planning

Map Out Your F&G (Fidelity & Guaranty Life) Strategy

Partner with fiduciary-aligned specialists to benchmark F&G (Fidelity & Guaranty Life) against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Response within one business day

Frequently Asked Questions

F&G (Fidelity & Guaranty Life) currently offers 2 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

F&G (Fidelity & Guaranty Life) maintains strong independent ratings including AM Best A, demonstrating resilient balance sheet strength and consistent claims-paying ability.

F&G Pathsetter IUL (top-selling) | F&G Everlast IUL | Issue Ages: 15 days to 85 years | Exam-free up to $500,000 (ages 0-60) | 0% floor guarantees