Western & Southern Financial Group

Lafayette Life Insurance

Financial Strength A+
IUL Experience 10 years
Policy Portfolio 1 products

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Founded

1905

Assets

$10 billion

AM Best

A+

Participating

110%

Financial Strength Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 10% | Current average: 9%

Participation Rates

Min: 100% | Max: 120% | Current average: 110%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About Lafayette Life Insurance

Offers Lafayette IUL

Western & Southern backing

120+ years in business

Small-to-mid-sized business focus

Company Profile

Headquarters

Cincinnati, Ohio

Founded

1905

Years in IUL

10 years

Assets Under Management

$10 billion

Minimum Premium

$5,000 annual

Issue Ages

0-85 years

Underwriting Speed

2-4 weeks

Website

www.lafayettelife.com

Financial Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Lafayette Life Insurance

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Lafayette IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 10%

Floor Protection 0%%

Participation Varies: 100% to 120%

Minimum Premium $5,000 annual

Issue Ages 0-85

Western & Southern backing
120+ years in business
Small-to-mid-sized business focus
Index options: S&P 500, Multiple strategies

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Personalized Planning

Map Out Your Lafayette Life Insurance Strategy

Partner with fiduciary-aligned specialists to benchmark Lafayette Life Insurance against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Response within one business day

Frequently Asked Questions

Lafayette Life Insurance currently offers 1 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Lafayette Life Insurance maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Western & Southern Financial Group