Nationwide subsidiary

Nationwide Life Insurance Company

Financial Strength A+
IUL Experience 15 years
Policy Portfolio 2 products

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Founded

1929

Assets

$140 billion

AM Best

A+

Participating

200%

Financial Strength Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 9.5% | Max: 25% | Current average: 12%

Participation Rates

Min: 100% | Max: 315% | Current average: 200%

Typical Fees

Coi range: Low | Admin fee: 1-2% for high-cap | Premium load: Standard

About Nationwide Life Insurance Company

Nationwide subsidiary

IUL Accumulator II 2020, IUL Protector II 2020

Cap rates 9.5-25%

Participation rates up to 315%

Company Profile

Headquarters

Columbus, Ohio

Founded

1929

Years in IUL

15 years

Assets Under Management

$140 billion

Minimum Premium

$5,000 annual

Issue Ages

0-85 years

Underwriting Speed

2-4 weeks

Website

www.nationwide.com

Financial Ratings

AM Best A+

S&P Not disclosed

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Nationwide Life Insurance Company

Explore comprehensive Indexed Universal Life insurance solutions

Detailed policy information will be available soon.

Personalized Planning

Map Out Your Nationwide Life Insurance Company Strategy

Partner with fiduciary-aligned specialists to benchmark Nationwide Life Insurance Company against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Frequently Asked Questions

Nationwide Life Insurance Company currently offers 2 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Nationwide Life Insurance Company maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Nationwide subsidiary