Virtus IUL II

Ohio National Financial Services

Financial Strength A
IUL Experience 10 years
Policy Portfolio 2 products

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Founded

1909

Assets

$40.8 billion

AM Best

Participating

110%

Financial Strength Ratings

AM Best A

S&P Not disclosed

Moody's Not disclosed

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 10% | Current average: 9%

Participation Rates

Min: 100% | Max: 120% | Current average: 110%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About Ohio National Financial Services

115+ year history

Mutual company structure

Comdex 74

Strong cash accumulation in Virtus IUL II

Note: Rating downgrades 2019-2020; exited annuity market

Company Profile

Headquarters

Cincinnati, Ohio

Founded

1909

Years in IUL

10 years

Assets Under Management

$40.8 billion

Minimum Premium

$5,000 annual

Issue Ages

0-85 years

Underwriting Speed

3-4 weeks standard

Website

www.ohionational.com

Financial Ratings

AM Best A

S&P Not disclosed

Moody's Not disclosed

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Ohio National Financial Services

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Virtus IUL II

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 10%

Floor Protection 0%%

Participation Varies: 100% to 120%

Minimum Premium $5,000 annual

Issue Ages 0-85

115+ year history
Mutual company structure
Strong cash accumulation
Index options: S&P 500, Multiple strategies

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IUL Policy

V-Pro IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 9%

Floor Protection 0%%

Minimum Premium $5,000 annual

Issue Ages 0-85

Protection-focused design
Index options: S&P 500, Multiple options

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Personalized Planning

Map Out Your Ohio National Financial Services Strategy

Partner with fiduciary-aligned specialists to benchmark Ohio National Financial Services against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Frequently Asked Questions

Ohio National Financial Services currently offers 2 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Ohio National Financial Services maintains strong independent ratings including AM Best A, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Virtus IUL II | V-Pro IUL