Prudential subsidiary for NJ/NY

Pruco Life Insurance Company of New Jersey

Financial Strength A+
IUL Experience 10 years
Policy Portfolio 1 products

Compare IUL Policies Schedule Strategy Call

Founded

1982

Assets

$1.5 trillion Prudential consolidated

AM Best

A+

Participating

100%

Financial Strength Ratings

AM Best A+

S&P AA-

Moody's A1

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 11% | Current average: 10%

Participation Rates

Min: 100% | Max: 65% | Current average: 100%

Typical Fees

Coi range: Moderate | Admin fee: Standard | Premium load: Standard

About Pruco Life Insurance Company of New Jersey

Prudential subsidiary for NJ/NY

Prudential Momentum IUL (2024): 10.5-11% caps on S&P 500

Nasdaq-100 uncapped with 65% participation

Company Profile

Headquarters

Newark, New Jersey

Founded

1982

Years in IUL

10 years

Assets Under Management

$1.5 trillion Prudential consolidated

Minimum Premium

$5,000 annual

Issue Ages

0-85 years

Underwriting Speed

2-4 weeks

Website

www.prudential.com

Financial Ratings

AM Best A+

S&P AA-

Moody's A1

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Pruco Life Insurance Company of New Jersey

Explore comprehensive Indexed Universal Life insurance solutions

Detailed policy information will be available soon.

Personalized Planning

Map Out Your Pruco Life Insurance Company of New Jersey Strategy

Partner with fiduciary-aligned specialists to benchmark Pruco Life Insurance Company of New Jersey against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

Speak with an Advisor Compare All Carriers Request Custom Illustration

Response within one business day

Frequently Asked Questions

Pruco Life Insurance Company of New Jersey currently offers 1 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Pruco Life Insurance Company of New Jersey maintains strong independent ratings including AM Best A+, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Prudential subsidiary for NJ/NY