Accumulator Ascent IUL (max cash value - enhanced May 2023)

Symetra Life Insurance Company

Financial Strength A
IUL Experience 10 years
Policy Portfolio 3 products

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Founded

1957

Assets

$58+ billion

AM Best

Participating

140%

Financial Strength Ratings

AM Best A

S&P A+

Moody's A1

Product Benchmarks

Typical Cap Range

Min: 8% | Max: 11% | Current average: 9.5%

Participation Rates

Min: 100% | Max: 180% | Current average: 140%

Typical Fees

Coi range: Competitive | Admin fee: Standard | Premium load: Standard

About Symetra Life Insurance Company

May 2023: higher caps, participation rates, bonuses; lower premiums

Fastest approvals: 18-25 minutes

Cancer Care Compass Rider (multi-cancer detection)

2% lookback guarantee (Accumulator)

GoodLife rewards for healthy lifestyle

NAIC 0.18 (below industry average complaints)

Company Profile

Headquarters

Bellevue, Washington

Founded

1957

Years in IUL

10 years

Assets Under Management

$58+ billion

Minimum Premium

$3,600 annual

Issue Ages

20-85 (Accumulator/Protector); 20-60 (SwiftProtector)

Underwriting Speed

SwiftProtector 18-25 minutes; SwiftTerm 18 minutes

Website

www.symetra.com

Financial Ratings

AM Best A

S&P A+

Moody's A1

These ratings indicate excellent financial strength and claims-paying ability.

IUL Policies from Symetra Life Insurance Company

Explore comprehensive Indexed Universal Life insurance solutions

How to Compare: Check the boxes on any 2 policies below, then click "Compare Now" in the green bar that appears.

IUL Policy

Accumulator Ascent IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 11% (enhanced May 2023)

Floor Protection 0%%

Participation Varies: 100% to 180%

Minimum Premium $3,600 annual

Issue Ages 20-85 (Accumulator); 20-60 (SwiftProtector)

Enhanced May 2023: higher caps, participation, bonuses; lower premiums
Fastest approvals: 18-25 minutes
2% lookback guarantee
Index options: JPMorgan ETF Efficiente 5 (exclusive), S&P 500, 9 index strategies total

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IUL Policy

SwiftProtector IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 11%

Floor Protection 0%%

Participation Varies: 100% to 180%

Minimum Premium $3,600 annual

Issue Ages 20-60

FASTEST approvals: 18-25 minutes
Online application
SwiftTerm: 18 minutes
Index options: S&P 500, JPMorgan ETF Efficiente 5

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IUL Policy

Protector IUL

Indexed Universal Life solution focused on compounding tax-advantaged cash value.

Cap Rate Varies: 8% to 11%

Floor Protection 0%%

Participation Varies: 100% to 180%

Minimum Premium $3,600 annual

Issue Ages 20-85

Enhanced May 2023
Death benefit focus
Index options: 9 index strategies

View Full Details

Personalized Planning

Map Out Your Symetra Life Insurance Company Strategy

Partner with fiduciary-aligned specialists to benchmark Symetra Life Insurance Company against other carriers and design an IUL strategy around your goals.

Carrier benchmarking with transparent fee and rider analysis
Custom illustrations tailored to your cash-flow and retirement timeline
Step-by-step implementation with ongoing performance reviews

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Response within one business day

Frequently Asked Questions

Symetra Life Insurance Company currently offers 3 IUL solutions that balance growth potential with downside protection. Our specialists will help you match product features to your retirement or legacy goals.

Symetra Life Insurance Company maintains strong independent ratings including AM Best A, demonstrating resilient balance sheet strength and consistent claims-paying ability.

Accumulator Ascent IUL (max cash value - enhanced May 2023) | Protector IUL (death benefit focus - enhanced May 2023) | SwiftProtector IUL (online, fast approval) | 9 index strategies; JPMorgan ETF Efficiente 5 (exclusive)